To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed. If you provide us with your credit card information, the information is encrypted using secure socket layer technology (SSL) and stored with a AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.
We offer a variety of payment methods through the familiar and trusted PayFast interface.
We process MasterCard and Visa credit cards, Instant EFT (with SA’s four biggest banks), Masterpass, credit facility mobicred and digital payment method Bitcoin.
All payments are done via a secure third party payment gateway and MIRELLE Leather Shop does not keep any of your personal credit card information.
If you would still like to pay the old fashioned way by doing your own EFT, please contact us using the contact form and we'll get back to you.
Credit & Cheque cards
Credit cards are well known and a de facto online payment method the world round. We process local and international credit cards and cheque cards, with a variety of fraud protection mechanisms in place to protect sellers against costly chargebacks. Learn more.
Instant EFT enables buyers to make payments with traditional internet banking with SA’s four biggest banks. The electronic funds transfer (EFT) gets verified instantly. No two day waiting period, no proof of payment required and no disclosing of financial information. Learn more.
Bitcoinis an innovative digital payment method, performed over a peer-to-peer network. Sellers can now receive payment from buyers who hold Bitcoin. The seller receives payment in South African rand; the buyer simply transacts at the current rate of exchange.Learn more.
mobicred is an online account that gives buyers access to credit, which they can use on PayFast. The facility works in a similar fashion to retail store credit: only online. Sellers can choose to enable/disable mobicred on their PayFast accounts and there is no risk of default or repudiation to them. Learn more.
ATM debit cards (via Visa Electron and Maestro)
You can accept payment from Visa Electron and Maestro issued debit card holders. Buyers enter their debit card and mobile phone number and then authenticate the transaction on their phone. The system works with devices on the Vodacom or MTN network and with debit cards issued by Absa, Nedbank, Standard Bank, and more. Learn more.
Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online merchants. A digital wallet makes online shopping safer and easy by storing payment information in one secure place. Learn more.
SCode is a unique payment platform that allows customers to pay for their online purchases in-store at one of more than 6,000 retail outlets across South Africa. Learn more.
A complete lifestyle solution enabling you to make fast, easy and safe payments with a quick scan from your smartphone. Use Zapper to pay at your favourite shops and restaurants, purchase online, donate to charities or fill up with fuel. Learn more.
SnapScan is an app that lets you pay with your phone quickly, easily and safely. Snap to pay whenever you see a SnapCode, via click-to-pay links and even within the app. No more faulty machines or time consuming EFTs - just simple payments in a snap. Learn more.
Security & Fraud Prevention
PayFast is committed to keeping you, your customers and all sensitive information secure. We have a multitude of automated and manual checks in place to protect both buyers and sellers from fraudulent transactions. Online retail has a fraud rate between 1 and 2% of all transactions. Through effective controls, PayFast’s is currently below 0,2% and still going down.
PCI-DSS Level 1 Compliant
We use Extended Validation SSL with 2048-bit encryption. Only two of the four major South African banks use this –the highest– level of encryption currently available.
All sensitive info is encrypted within our own database.
We run penetration testing on our system on a weekly basis to look for vulnerabilities. We are only required to do it once every three months, but we run it every week.
Our entire site, blog, payments page and help site all are served off secure servers, making it harder to perpetrate phishing attacks.
3D Secure is in place for all credit card transactions.
Two-factor authentication is available to restrict access to your PayFast account.
We use GEO IP tracking to see where transactions are originating from and look for mismatches between this and the card’s issuing country.
Our system automatically checks for suspicious payment velocity.
We use BIN/IIN validation to check for card-issuing bank locations and merchants can choose to enable/disable payments from certain countries.
Payments and card details are automatically checked against large online databases of blacklisted details.
All suspicious transactions are manually reviewed by our stellar Support Team.
3D Secure is an extra layer of security in using your credit card for online transactions. Sellers are asked to enter their 3D Secure password or one time PIN –which they register with their bank– to authenticate that they are the actual cardholder.
Buyers would need to activate 3D Secure on their card via their bank (if they haven’t already done so). For more information on activating your card for 3D Secure see here.